
Divorce – Child Maintenance and University Financial Support: England & Wales
This Insight summarises the law on (1) child maintenance for children under 18 or in non-advanced education, and (2) financial support once children begin university (advanced education). It also covers how to record arrangements in divorce proceedings.
Case Example:
- Child A: 18, starting university September 2026
- Child B: 17, studying A Levels, expected to attend university at 18
- CMS Maintenance vs. Court-Ordered University Support
- CMS (Child Maintenance Service): Maintains support for “qualifying children”—under 16, or under 20 and in full-time non-advanced education (e.g., A Levels).
- University Students: CMS maintenance usually stops when a child starts university (classified as advanced education). Ongoing support at this stage typically relies on parental agreement or a Family Court order.
- For Child B (17, A Levels)
- While Child B remains in full-time non-advanced education, CMS or voluntary maintenance applies.
- CMS maintenance usually ends when non-advanced education ceases or at age 20, whichever comes first.
- Transitional periods (e.g., summer before university) are best addressed by clear agreement.
- For Child A (18, Entering University) and Both Children During University
- No automatic CMS support at university.
- Court Orders: The court can order financial provision for children over 18 in education or training if justified by the facts.
- Orders may include regular payments or lump sums towards living/education costs.
- Amounts depend on needs, resources, marital standard of living, and fairness.
- Arrangements: Usually agreed between parents, sometimes formalised by consent order. Payments can be made term-only, directly to the student, and may specify uses like rent or books.
- Key Practical Points
- Student finance depends on parental income, which may differ from court-assessed obligations.
- Agreements should define start/end dates, handling of gap years, and payment recipients.
- If payments go to a parent, specify why (e.g., for rent) to prevent confusion.
- Summary
- While under 20 and in non-advanced education: CMS governs maintenance.
- At university: CMS stops; no automatic obligation, but courts can order or parents can agree support.
*Disclaimer: For illustration only. Not legal advice. All rights reserved.*
© Z>UK DIVORCE
February 2026
